Federal Reserve Master Account (Ripple Application 2026)
eventMoney & Finance
A crypto company is trying to plug directly into the Federal Reserve's own payment pipes.
Who they are
This is Ripple's 2026 application for a Federal Reserve master account.
What they do
It's Ripple seeking direct access to the Fed's core payment rails, Fedwire and FedNow.
How it works
The application follows Ripple getting an OCC trust-bank charter and an April 1, 2026 OCC rule amendment (12 CFR 5.20), and its status was still pending as of April 2026.
Why it matters
Direct Fed access would be a major step in a crypto firm embedding itself into the government's own money infrastructure.
The engine's record — word for word
Ripple application for Federal Reserve master account, seeking direct access to Fedwire and FedNow rails. Following the OCC trust-bank charter and the April 1 2026 OCC 12 CFR 5.20 amendment. Application status pending as of April 2026.
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